Holidaymakers ‘Should Be Wary Of Travel Insurance Exclusions’

Those planning a lovely summer holiday to Portugal and are already organising their Faro airport taxis have been advised to look at their travel insurance policy carefully to make sure they are fully protected when they head abroad.

Comparethemarket.com found 45 per cent of insurance policies only protect customers for cancellation of travel or accommodation worth less than £3,000.

It also revealed only one in ten provide cover for valuables worth over £500, while 49 per cent protect valuables that are £250 or less.

Gemma Sonfield, head of travel insurance at comparethemarket.com, said: “Despite the fact that they are designed to provide reassurance, travel insurance policies can result in substantial costs for those who fail to read the small print.”

She added that many holidaymakers buy travel insurance at the last minute, so they do not have protection if they have to cancel their trip prior to this.

The price comparison site also revealed 32 per cent of policies do not give any compensation for missed connections, and 14 per cent do not cover missed flights.

Ms Sonfield stated cheaper policies “may look attractive” but advised holidaymakers going to Portugal to look closely at the fine print, as they could have much higher excesses and exclusions.

Those who are heading to the Algarve with adequate insurance this summer can enjoy lovely family days out, with lots to see and do in the region.

Among the many attractions are Zoomarine, Lagos Zoo, Aqualand, and Pirate Ship Cruise, which will ensure the entire family will have lots of fun on their holiday.

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